EmvX - About Us - A History of Quality

CreditCall Communications was first established in 1997

Since its foundation in 1997, CreditCall has developed innovative card transaction processing systems that are at the forefront of the cashless payments industry. The unique combination of skills within the company has enabled it to integrate banking standards compliance, leading-edge data communications techniques and advanced software engineering.


As a result of these pioneering developments and through its range of payment products and services, CreditCall is now recognised globally as one of the foremost providers of cashless payment solutions.

CreditCall Communications operates across the United Kingdom, Ireland, the United States and Canada

The company operates in two principal areas:


  1. EMV Transaction Software. Uniquely versatile transaction software modules for terminal manufacturers and systems integrators which enables them to process EMV chip card payments. CreditCall's EmvX software Kernel has be licensed to companies throughout the world for applications as diverse as ATMs, unattended payment kiosks and handheld train ticketing terminals.
  2. Specialist Payment Processing Services. Secure processing of credit card transactions from unattended terminals, virtually anywhere in the world, and from e-Commerce websites and the mail order industry.

To provide the most resilient and highest availability card processing platform, CreditCall has built its own global processing network based on four nodes in two continents. This ultra-high reliability network is currently processing around three million transactions per month for demanding organizations across the US, Canada and Europe.


For further details on payment processing please visit the main CreditCall website at www.creditcall.com. The commitment to innovation enables CreditCall to stay ahead of customer and market demands, ensuring that it maintains its position as a market leader in cashless payment solutions worldwide.

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EMV by numbers

1Our software EMV Level 2 Kernels are the most widely adopted and deployed Kernels in the world with over 1,000,000 licenses in operation across the world.

2EMV.LIB was the first purpose designed portable lightweight software Kernel for embedded platforms.

3EmvXCE was the first EMV Level 2 Kernel designed specifically for Windows CE.


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EMV Case Studies

“ICP required a solution that could meet their architecture requirements and be implemented quickly. EMV.LIB was chosen on the basis of technical superiority.”Read case study


“One of Triton’s requirements was for there to be a common solution for all models of ATM, despite the platforms being very different.”Read case study


“We commissioned CreditCall to integrate the CreditCall EMV Kernel into a Dresser Wayne fuel dispenser to very tight timescales.”Read case study


“In order to meet the EMV certification standards, Atos Origin have chosen to work with CreditCall to ensure ease of deployment, cost effectiveness and quality of consultancy.”Read case study