EMV Payment Software Solutions from CreditCall
CreditCall has pioneered card payments since 1999 and is a world leader in
Chip and PIN transaction processing.
On this site you will find details of our innovative EMV software Kernel products
with links to our global payment processing services.

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EMV by numbers
1Our software EMV Level 2 Kernels are the most widely adopted and deployed Kernels in the world with over 1,000,000 licenses in operation across the world.
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2EMV.LIB was the first purpose designed portable lightweight software Kernel for embedded platforms.
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3EmvXCE was the first EMV Level 2 Kernel designed specifically for Windows CE.
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4EmvX was the first EMV Level 2 Kernel designed specifically for Windows.
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5EMV.LIB is deployed in over 40% of the ATMs in the UK.
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6Our software EMV Kernels celebrate their 7th anniversary this year.
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EmvX Chip and PIN
With over 1,000,000 Kernels deployed, CreditCall has the longest established,
most widely deployed software EMV Level 2 Kernel in the world with over 8 years
of real world experience of the EMV standards.
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Bespoke EMV Solutions
Whether you are developing your own EMV Kernel technology, seeking to outsource
the management of an existing product, or integrating a third party solution,
the Chip and PIN project you are undertaking requires specialist knowledge and
experience to ensure its success.
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Latest News
“Java community gets fastest-ever EMV (Chip and PIN) Kernel – thanks to CreditCall.”
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full story
Testimonials
“ICP required a solution that could meet their architecture requirements and be
implemented quickly. EMV.LIB was chosen on the basis of technical superiority.”
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case study
“One of Triton’s requirements was for there to be a common solution for all models of ATM, despite the platforms being very different.”
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case study
“We commissioned CreditCall to integrate the CreditCall EMV Kernel into a Dresser Wayne fuel dispenser to very tight timescales.”
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case study
“In order to meet the EMV certification standards, Atos Origin have chosen to
work with CreditCall to ensure ease of deployment, cost effectiveness and
quality of consultancy.”
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case study